Our Mission

Annuities can be useful products - for protecting against market losses, tax deferral and ensuring you don't outlive your savings. However, the multi-trillion dollar annuity market (variable annuities, fixed indexed annuities, etc) is broken:

  1. Fees are too high (usually 2-4%) and are often hidden
  2. Commissions are too high (can be over 10% of your money)
  3. The products are so complicated, it is difficult for customers to know what returns to expect

Benjamin is a startup in the annuities market inspired by what Vanguard did in the mutual fund market. We want to take what is good about annuities (tax deferral, market protection, etc) and strip out all the fat & commissions so we can provide customers with a simple product that offers excellent value.